Consultants

John Hoff

John Hoff is a principal in Oceanwalk Consulting LLC. Although he has been engaged in regulatory compliance across all areas of financial services, from Markets to Commercial Banking to Retail Banking, his specific background and expertise is in Financial Markets. While John prefers preemptive compliance projects, the reality is that most engagements are in reaction to compliance issues raised either internally or externally. He has worked in all aspects of the regulatory change environment, from managing projects, to analyzing and developing solutions, to internal audit of implementation.

John has specific expertise in writing policies, procedures and controls, with a focus on insuring a seamless and consistent flow from regulation to policies to procedures to controls, with buy-in from all relevant stakeholders. He has also built training content to socialize policies and procedures. His goal is to assist firms in creating a simplified, effective compliance structure and culture to minimize regulatory inquiry and non-compliance. John has always believed that engagement with all stakeholders early and often is the key to a successful compliance culture. He has been recognized for his team building and leadership by several major financial institutions.

John has broad experience in all aspects of markets-related functions. He has over 40 years in major financial institutions, working in sales, trading, business management, regulatory development and management, and most recently compliance. He has specific experience in the impact of regulatory change, with a broad knowledge of regulations, rules, and regulatory structure impacting the financial markets. With a career focus with broker dealers and the markets facing entities of large global banks, he has broad compliance experience across all US regulators, SROs, and exchanges with regard to all securities, futures, and swap businesses. He has a working knowledge of the impact of UK and European rules.

John has a degree in Economics from Hobart College, an MBA from Columbia University, and has been a Chartered Financial Analyst (CFA) since 1994. While working for a US Broker Dealer, he was a Registered Representative (Series 7 ad 63), a Registered Commodities Representative (Series 3), and a Registered Securities Principal (Series 24) through 2019.